With the Balance Forecasting budgeting tool you can create a detailed cash flow forecast of your financial future based on your monthly expenses and income.

The Forecast Method:

• Enter your starting account balance.
• Enter your income and expenses and specify how often they occur (i.e. monthly, biweekly, etc.).
• See how your account balance changes over time, up to 30 years into the future.
• Plan ahead by analyzing your future balance and cash flow.
• Easily fine-tune your future transactions in case plans change (i.e. your monthly insurance payment changes).
• See how changing, adding or removing a recurring bill will affect your future balance (i.e. getting a new car loan).

Features:

• Fully functional free one month trial, no payment needed. Limited features thereafter.
• Rich website with tons of features.
• Responsive design that provides consistent experience across all browsers and mobile devices.
• Multiple accounts to keep track of checking accounts, savings accounts, credit cards, etc.
• Calendar to view your forecast month by month.
• Charts to see your changing balance.
• Monthly or yearly reports to view and analyze your history.
• Categorize your items for easy grouping. Set budgets for each category and see the monthly progress for each of them.
• Clean, lightning fast and intuitive interface.
• Offline Mode if you want to keep your data on your device.