Manage your finances and control your spending. 60 day free trial.

In the old days, before computers, online banking, and credit cards, many people used envelopes to help control their spending. Each time they got paid, they would allocate the cash into actual envelopes, each marked with a spending category, such as “Groceries,” “Clothing,” “Rent” or “Mortgage,” etc.

This simple and reliable budgeting system kept track of how much money they had and enabled them to easily control their spending. Principal Plan takes the same structure and strategy and brings to it the latest technology to automate and simplify the process. Track across different account types, create preset budget templates, and see at a glance how your money is allocated.