EZ Loan Calculator and Password Manager

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Login - The default 'error pattern' as password is: Type 'Abayo' as the Interest Rate, then press Return. Next, press the F12 function key. Enjoy the magic as the Decoy turns into the Covert application!

Welcome! After the cool change from Decoy to Covert this Welcome screen gives a brief explanation and reminder on how to Open or Create new secure databases. These database files will hold the your sensitive information. They can be saved on the local drive, a USB flash or a network share. Each database has it's own unique database. Please remember this each master password - there is no way to restore!

Create a User Database - This is the SQLite file that uses AES-128 encryption to store your data. Here you have options for creating the database's master password, Options - Here you can have the program make common blank entries for you and fill in fields like User, Password, PIN, Question and Answer fields. File and Path - Allows you to customize the file's name and storage location.

Item Customization - I like to have everything in front of me, I hate having to open multiple files and applications. Here you can store the usual website verification things like User, Pass, Pin, Question, Answer plus - contact information, notes and links. Copy and Paste the URL for the website and in the future, you just need to click on the entry and the browser will open! I allow for a huge Notes on the Login Information tab.

File Attachments - This is super handy. Say you have medical records or bank statements as pdf's. They can be attached to the appropriate item and saved and accessed here! SQLite encrypts the entire file (blob) into the database and keeps the files safe.

Hide in Plain Sight - Graphics. Just like the text options, here colors for text and program areas can be changed. Layout Options - changes the labels layout for a completely different look. Objects that are used for Password Actions are moved accordingly and can be seen in Show Layout. When using Small Decoy screen, be sure not use hidden objects as part of password pattern!

Covert App Preferences - Here you can change Security options, like how many error pattern attempts to allow before lock out. If you want to Lockout or Self Destruct (please back up often if you enable this!). Also timeout options are here. Too often you get called away and someone can just see your passwords, timeout will help protect you from this. Also, if an active user database is opened you can have the application use that instead of the default password for extra security. Here is the Pattern and Passwords tab. You can have up to three different passwords, actions or any combination! Be careful when changing and suggest you practice after you make any changes to help your remember since error patterns are not yet a common way to do authentication. Use Show Layout as guide to which objects you have chosen.

App details

Release date

2020-03-25

Last update

2022-03-12

Product ID

9PPBDVW503VF

About EZ Loan Calculator and Password Manager

The fully functional (and customizable) Loan Calculator is a Decoy application for a Covert personal ‘data vault’. The data vault creates SQLite database(s) using AES-128 encryption that can store passwords, PINs, contact information, notes and files of virtually any type. To switch between the Decoy and Covert applications the Decoy uses a patented method of monitoring error entries. If the errors are entered in the correct order, they form a password that opens the Covert app. If not, the secured data can be locked out or even destroyed! (Please make backups!) [Each database has it’s own unique password and cannot be restored - so do not forget the master password for each database!]

Key features

Decoy Loan Calculator - Calculate by payment for a term, or enter a term and it will calculate payment.
Covert Password Manager - User defined 'error' actions unlock the Decoy Password Manager.
Multiple Encrypted Databases - Password manager creates AES encrypted databases. Do Not Forget this Password!
User Databases - Come complete with default entries, that can be customized.
User Databases - Each entry can hold many types of data. PINS, Passwords, Addresses, URLs, etc.
User Databases - Files of nearly any type (.docx, .pdf, .mp4, etc.) can be attached to entries and are stored in the ecrypted database as BLOB.
Fully Customizable Decoy - User can change colors, layout, graphics, etc. to make your decoy unique.
Ease of Use - When open as a Password Manager, single click on an item will open browser. User can then Copy & Paste User credentials from the appliction into the website.
Default Pass Action - Go to Interest Rate and type 'Abayo' press Enter. Then press the F12 key. Enjoy the razzle-dazzle!